Terms of Use for Rivan Kurniawan Services

Rivan Kurniawan provides access to the rivankurniawan.com website and any affiliated websites (collectively referred to as the "Site" or the "Sites"), as well as the products and services available on these Sites (referred to as the "Service"), subject to your agreement with the terms and conditions outlined herein (referred to as the "Terms"), along with any other written agreements between us and you. In these Terms, "you" or "your" refers to the individual accepting these Terms and, if applicable, Rivan Kurniawan on whose behalf they are acting, while "we," "us," "our," refers to Rivan Kurniawan and its affiliates.

BY USING THIS SITE, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE. PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS, AS WELL AS A DISPUTE RESOLUTION CLAUSE THAT OUTLINES THE PROCESS FOR RESOLVING DISPUTES.

Modifications to Terms of Use

Rivan Kurniawan reserves the right, at its sole discretion, to modify or replace the Terms of Use at any time. It is your responsibility to review and familiarize yourself with any such modifications. Your use of the Services following any such notification constitutes your acceptance of the modified terms and conditions of the Terms of Use.

Registered Users & Subscribers

To become a Registered User, you must create an account using the Website interface and activate it by clicking on the activation link provided in the email sent to you by us. Registered Users must not share their user ID, email and password with any other person and must ensure the confidentiality of their user ID, email and password. Registered Users are responsible for all activities that occur under or in relation to their user ID, email and password. Upon our request, Registered Users must provide proof of their identity.

We may be required by law or regulation to identify Registered Users and disclose their details to a third party, including the relevant legal or regulatory authority, upon request. We reserve the right to alter or restrict the services and areas accessible to Registered Users and/or delete any Registered User's account, at our sole discretion, without notice or explanation.

You may only use the Website if you are at least 17 years of age or have parental advisory.

Copyright and Limitations on Use

The content available through RivanKurniawan.com is the property of Rivan Kurniawan or its licensors and is protected by copyright and other intellectual property laws. This content includes, but is not limited to, stories and other items displayed on the site. Content received through Rivankurniawan.com may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received through Mentorbaik.com to anyone, including others in the same company or organization, nor use any data mining, robots, spiders, or similar data gathering and extraction tools for any purpose without the express prior written consent of Rivan Kurniawan. However, you may occasionally and irregularly disseminate an insubstantial portion of content from Rivankurniawan.com for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices, original source attribution, and the phrase "Used with permission from Rivan Kurniawan." You may not post any content from Rivankurniawan.com to newsgroups, mailing lists, or electronic bulletin boards without the prior written consent of Rivan Kurniawan. Rivankurniawan.com may include facts, views, opinions, and recommendations of individuals and organizations deemed of interest. Rivan Kurniawan and its content licensors do not guarantee the accuracy, completeness, or timeliness of, or otherwise endorse, these views, opinions, or recommendations, provide tax or investment advice, or advocate the purchase or sale of any security or investment.

The Subscriber further agrees that only one user will log in and use this subscription. Subscriptions are meant for one user only and are not to be shared. Additional users must have their own user ID, email and password and their own subscription.

DIGITAL PRODUCT, EVENT & SUBSCRIBER FEES

Customers are required to pay a non-refundable fee based on the service they wish to use, such as :


Rivan Kurniawan may offer, as indicated on the Order Form, the Customer will be charged at the beginning of the initial service period for services

Payment Method

Rivan Kurniawan accepts the following payment methods:


Rivan Kurniawan bears no responsibility for any misuse of credit cards or other payment methods belonging to users. It is the responsibility of credit card holders to input their details correctly during transactions and to safeguard their credit card information. Rivan Kurniawan disclaims liability for any transactional fraud arising from credit card payments or other payment methods. Users acknowledge that payments are assumed to be made by the credit card holders/bank account holders and understand that any issues of fraud are beyond Rivan Kurniawan's control. Therefore, users agree to indemnify Rivan Kurniawan from any liabilities arising from transactional fraud.

All transactions will be processed in Rupiah and/or converted to the equivalent Rupiah value within 24 hours.

By successfully completing an order for our Subscription Service, you acknowledge that the Product is immediately accessible. As the services are provided upon your request, we do not offer refunds after the purchase is completed.

Subscriber Term/Termination

After the initial term, this Agreement will auto-renew on a monthly, quarterly, or annual basis, with all services reactivated for the respective account. Additionally, Rivan Kurniawan reserves the right to immediately suspend performance or terminate this Agreement without notice and without liability if: (a) the Subscriber fails to pay any amount due to Rivan Kurniawan or initiates chargebacks through the applicable credit card company, (b) any Content necessary for Rivan Kurniawan to fulfill its obligations is suspended or terminated, or (c) if the Subscriber engages in conduct deemed unacceptable by Rivan Kurniawan, or breaches this Agreement. Rivan Kurniawan may discontinue any subscription products at any time, with or without notice and for any reason, including if it believes the user is under 18, suspected fraudulent, abusive, or illegal activities may result in the termination of your relationship and referral to appropriate law enforcement authorities.

Without prejudice to our other rights under these Terms, if you (including Registered Users and Subscribers) breach any of these Terms, or if we reasonably suspect that you have breached any of these Terms, we may:

If we suspend, prohibit, or block your access to the Website or Subscription Service, your right to use the services ceases immediately. We shall not be liable to you or any third party for any claims or damages arising from such termination or suspension. You must not attempt to circumvent such suspension, prohibition, or block (including using a different account).

Changed Terms

RivanKurniawan.com reserves the right to change or modify the terms and conditions for Subscriber use of RivanKurniawan.com, or any part thereof, or to impose new conditions, including adding fees and charges for use. Such changes shall be effective immediately upon notice given by posting on Mentorbaik.com, electronic mail, or other means. Your use of RivanKurniawan.com after such notice constitutes acceptance of the changes.

User Content

You are solely responsible for the User Content you post on or through the Service. You may not post or share User Content that you did not create or have permission to post. Rivan Kurniawan reserves the right to refuse, delete, or remove any User Content that violates the Terms or for any other reason. You are responsible for creating backup copies and replacing any User Content you post or store on the Service.

All postings, messages, text, images, videos, or other materials ("Content") posted on the Service are the responsibility of the originator. Rivan Kurniawan makes no representation or warranty regarding the accuracy, completeness, or authenticity of Content on linked websites. Your use of such Content is at your own risk. Rivan Kurniawan, its affiliates, or partners are not liable for any Content posted on the Service.

By posting User Content, you grant Rivan Kurniawan license to use, copy, display, distribute, and sublicense the Content for any purpose. You retain ownership of your User Content.

You must ensure that your User Content and its use comply with these Terms. You are responsible for adhering to our House Rules. We do not monitor all User Content but reserve the right to edit, delete, or move it without notice.

User Content Disclaimer

The Service does not provide tax, legal, or investment advice. Content is for informational and educational purposes only. Rivan Kurniawan, its affiliates, and partners disclaim liability for any actions taken based on Content. Users should conduct their own research before making investment decisions. The opinions expressed in User Content are solely those of the creators and do not constitute recommendations. Users understand the risks associated with investing in securities and that Content may not contain a complete list of relevant risk factors.

Warranties

You recognize that alterations may be made to the Website and its content without prior notice.

Despite the assurances, Rivan Kurniawan is not authorized to provide investment advice, and nothing on the Website should be construed as an attempt by Rivan Kurniawan to offer such guidance. Rivan Kurniawan Content, Rivan Kurniawan Data, User Content, and/or relevant Third Party Content are provided "as is" and may contain inaccuracies or errors. It is advisable to seek validation from a reliable third-party source for any information found on the Website that you intend to rely on. The use of Rivan Kurniawan Content, Rivan Kurniawan Data, User Content, and/or Third Party Content is solely at the Subscriber's own risk.

Subscribers acknowledge that utilizing and interpreting the Rivan Kurniawan Data and any data analysis tools provided as part of the Subscription Service requires skill and judgment. Subscribers must always exercise their own skill and judgment in using and interpreting the Subscription Service and bear sole responsibility for its intended purposes. This includes all opinions, recommendations, forecasts, and other actions based wholly or partially on the Rivan Kurniawan Data and/or data analysis tools.

Except for the warranty provided above regarding the paid Subscription Service:

You acknowledge that the material on the Website submitted by third parties (including our Registered Users) from time to time is the sole responsibility of the third party who submitted it. If you identify any inaccuracies or errors on the website, please inform us.

Indemnity

You agree to indemnify and hold harmless Rivan Kurniawan, its subsidiaries, affiliates, and each of their members, managers, directors, officers, agents, contractors, partners, and employees from any loss, liability, claim, demand, damages, costs, and expenses, including reasonable attorney's fees, arising from or related to your use of the Service, Subscriber's Account, any Content you post or share on or through the Service, your conduct in connection with the Service or with other Users, or any violation of these Terms or any law, rule, regulation, or order, or the rights of any third party. This indemnity remains valid even after you cease using the Service.

Financial Disclaimer

RivanKurniawan.com serves as a news portal, discussion forum, and content aggregator. We are not a broker/dealer or provider of tax or legal advice. We lack access to non-public information about publicly traded companies and do not offer or solicit financial or investment advice.

Rivan Kurniawan functions as an educational platform for analyzing, learning, and discussing general information related to stocks, investments, and strategies. The content on the site, excluding Rivan Kurniawan Data, does not constitute a recommendation to engage in any securities transactions or investment strategies. We do not provide personalized recommendations or assessments regarding the suitability of any stock or investment approach for an individual's financial needs.

The majority of the content on our site is user-generated and therefore challenging to monitor effectively. All information about businesses, companies, investment strategies, investments, and investment opportunities on our Website, excluding Rivan Kurniawan Data, is provided by our Registered Users and other third parties. We act solely as a conduit for this information and do not select, monitor, edit, review, or oversee the information or its publication on our Website.

Any investment screens presented should be regarded as candidates for further research rather than a buy list or set of recommendations. While screening may help narrow a search based on predefined criteria, it does not replace independent research based on individual investing/trading criteria.

Rivan Kurniawan Data is intended for informational purposes only and may contain inaccuracies. It is essential to conduct your own analysis before making any investment based on your unique circumstances. Seek professional financial advice or independently research and verify any information found on our Website before relying on it for investment decisions or otherwise. Any agreements between you and any third party contacted via the Website are at your own risk.

Consequently, we shall not be liable, whether in contract, tort (including negligence), or otherwise, for any damage, expense, or other loss you may suffer as a result of such information or your reliance on it.

General Disclaimer

The Service may occasionally be unavailable for maintenance or other reasons. Rivan Kurniawan is not responsible for any errors, omissions, interruptions, deletions, defects, delays in operation or transmission, communication line failures, theft, destruction, or unauthorized access to or alteration of User Content. Rivan Kurniawan is not liable for any technical malfunctions or other problems affecting any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, or software, whether due to technical problems or traffic congestion on the Internet or at any site or in connection with the Service. This includes any injury or damage to your or any other person's computer, mobile phone, or other hardware or software related to or resulting from the use or downloading of Content in connection with the Web and/or the Service. In no event will Rivan Kurniawan be liable for any loss or damage, including loss of User Content or personal injury or death, resulting from anyone's use of the Service or any Content posted on or transmitted to or by Users, or any interactions between Users, whether online or offline.

Rivan Kurniawan is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you choose (and not Rivan Kurniawan) is solely responsible for its services to you. RIVAN KURNIAWAN, ITS AFFILIATES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY DAMAGES OR COSTS ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR USE OF THE SERVICES OF ANY BROKERAGE COMPANY. THE SERVICE AND THE CONTENT ARE PROVIDED "AS IS," AND RIVAN KURNIAWAN, ITS PARTNERS, AND AFFILIATES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. RIVAN KURNIAWAN CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM THE USE OF THE SERVICE. RIVAN KURNIAWAN DOES NOT REPRESENT OR WARRANT THAT THE SOFTWARE, CONTENT, OR MATERIALS ON THE SERVICE OR ELSEWHERE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE OR THAT THE SERVICE OR ANY OF THE SERVERS USED TO OPERATE THE SERVICE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY CONTENT OR MATERIALS AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND DISINFECT VIRUSES. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT, DATA, OR OTHER MATERIAL FROM OR THROUGH THE SERVICE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA, OR OTHER HARM OF ANY KIND THAT MAY RESULT.

Rivan Kurniawan reserves the right to modify any and all Content, software, and other items utilized or included in the Service without prior notice. Any reference to products, services, processes, or other information, whether by trade name, trademark, manufacturer, supplier, or otherwise, does not imply our endorsement, sponsorship, or recommendation, or any affiliation with, the mentioned entities.

Third Party Content

RivanKurniawan.com acts as a distributor (not a publisher) of content provided by third parties and Subscribers. The opinions, advice, statements, services, offers, or other information expressed or made available by third parties, including information providers, Subscribers, or any other user of Mentorbaik.com, are solely those of the respective author(s) or distributor(s) and not of RivanKurniawan.com. Neither RivanKurniawan.com nor any third-party provider of information guarantees the accuracy, completeness, usefulness, merchantability, or fitness for any particular purpose of any content. The content available through Mentorbaik.com may reflect the opinions and judgments of individuals not under contract with RivanKurniawan.com, and we are not responsible for its accuracy or reliability.

Under no circumstances will RivanKurniawan.com be liable for any loss or damage resulting from a Subscriber's reliance on information obtained through RivanKurniawan.com. Subscribers are responsible for evaluating the accuracy, completeness, or usefulness of any information, opinion, advice, or other content available through RivanKurniawan.com.

Users may encounter advertising or other content on our Site linking to the sites and services of third parties. We do not control the content or links on these sites and are not responsible for their practices. Users should review the terms and policies of any third-party services they utilize or to which they navigate.

Trademarks

Rivan Kurniawan brand and other trademarks are registered trademarks or trade dress of Rivan Kurniawan. They should not be used in connection with any product or service in a way that could cause confusion without our written agreement.

Charges

Subscribers agree to pay the Charges as detailed on the Website in exchange for the Subscription Service. If we are unable to withdraw Charges from the Subscriber's account, we reserve the right to suspend access to the Subscription Service or terminate the agreement.

Refund

Refunds or cancellations are generally not provided after payment unless a mistake is proven to have been made by Rivan Kurniawan.

Billing assistance will be conducted via email [email protected]. Our customer service operates on business days, Monday to Friday.

Privacy

We value the privacy of our Users. By using the Service, you consent to the processing of your personal data in the Republic of Indonesia.

Governing Law

By accessing this site, both parties agree that the statutes and laws of the Republic of Indonesia apply. Any disputes shall be subject to the exclusive jurisdiction of the courts within the Republic of Indonesia.

Submissions

Any Submissions provided by you to Rivan Kurniawan become the sole property of Rivan Kurniawan and may be used and disseminated without acknowledgment or compensation.

General

These Terms constitute the entire agreement between you and Rivan Kurniawan regarding the use of the Service. If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain valid and enforceable.

For inquiries about these Terms of Use or your dealings with this site, please contact us at the provided address and contact information:

RA Mampang Tower, Lt. 7, Zona 1
Jl. Mampang Prpt. Raya No.66, RT.9/RW.3, Tegal Parang,
Kec. Mampang Prpt., Kota Jakarta Selatan,
Daerah Khusus Ibukota Jakarta 12790
Whatsapp Official: +6289630452810
Email:[email protected]
Operational Hours: 9.00 – 16.30 WIB